{"id":3119,"date":"2026-10-15T05:01:22","date_gmt":"2026-10-15T10:01:22","guid":{"rendered":"https:\/\/canonasociados.com\/en\/?p=3119"},"modified":"2026-10-15T05:01:24","modified_gmt":"2026-10-15T10:01:24","slug":"fiducia-mercantil-colombia-asset-protection","status":"publish","type":"post","link":"https:\/\/canonasociados.com\/en\/fiducia-mercantil-colombia-asset-protection\/","title":{"rendered":"Fiducia mercantil in Colombia: commercial trust for wealth planning"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"3119\" class=\"elementor elementor-3119\" data-elementor-settings=\"[]\">\n\t\t\t\t\t\t\t<div class=\"elementor-section-wrap\">\n\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4b67724 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4b67724\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7197cf3\" data-id=\"7197cf3\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0af0931 elementor-widget elementor-widget-text-editor\" data-id=\"0af0931\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"ca-art\"><div class=\"ca-by\"><img loading=\"lazy\" decoding=\"async\" alt=\"Carlos Andr\u00e9s Ca\u00f1\u00f3n, managing partner and tax lawyer at Ca\u00f1\u00f3n Asociados, Bogot\u00e1\" height=\"48\" src=\"https:\/\/canonasociados.com\/en\/wp-content\/uploads\/2026\/10\/carlos-andres-canon-managing-partner-tax-lawyer-bogota.webp\" width=\"48\"\/><div><span class=\"ca-by-n\">By <a href=\"https:\/\/canonasociados.com\/en\/associates\/\" rel=\"author\">Carlos Andr\u00e9s Ca\u00f1\u00f3n<\/a> \u00b7 Managing Partner<\/span><span class=\"ca-by-d\"><time datetime=\"2026-10-15\">October 15, 2026<\/time><\/span><\/div><\/div><p class=\"ca-lead\">Protecting a minor child or a child with a disability, securing income for a spouse, managing a family property under clear rules, or preparing the transfer of assets to the next generation: all of these needs can be met with the same legal figure. The <b>fiducia mercantil in Colombia<\/b>, a form of commercial trust, is one of the most versatile tools in wealth planning, provided it is designed with an understanding of its legal limits and its tax treatment. This article explains how it works, what it is for, and what you should assess before setting one up.<\/p><div class=\"ca-note\"><p><b>Note:<\/b> This article was published on October 15, 2026 and reflects the regulations in force on that date. Rules can change; please speak with our team before making any decision.<\/p><\/div>\n<h2><b>What a fiducia mercantil is<\/b><\/h2>\n<p>Article 1226 of the <a href=\"http:\/\/www.secretariasenado.gov.co\/senado\/basedoc\/codigo_comercio.html\" rel=\"noopener\" target=\"_blank\">Colombian Commercial Code<\/a> (<i>C\u00f3digo de Comercio<\/i>, or C. Co.) defines it as the legal transaction by which one person, called the <b>settlor<\/b> (<i>fideicomitente<\/i>), transfers one or more assets to another, called the <b>trustee<\/b> (<i>fiduciario<\/i>), who undertakes to manage or dispose of them to fulfill a specific purpose, for the benefit of the settlor or of a third party called the <b>beneficiary<\/b>.<\/p><figure class=\"ca-fig\"><img alt=\"Parties to a fiducia mercantil in Colombia: settlor, trustee and beneficiary\" class=\"wp-image-3095\" decoding=\"async\" height=\"900\" loading=\"lazy\" src=\"https:\/\/canonasociados.com\/en\/wp-content\/uploads\/2026\/10\/parties-to-fiducia-mercantil-colombia.webp\" width=\"1600\" srcset=\"https:\/\/canonasociados.com\/en\/wp-content\/uploads\/2026\/10\/parties-to-fiducia-mercantil-colombia.webp 1600w, https:\/\/canonasociados.com\/en\/wp-content\/uploads\/2026\/10\/parties-to-fiducia-mercantil-colombia-300x169.webp 300w, https:\/\/canonasociados.com\/en\/wp-content\/uploads\/2026\/10\/parties-to-fiducia-mercantil-colombia-1024x576.webp 1024w, https:\/\/canonasociados.com\/en\/wp-content\/uploads\/2026\/10\/parties-to-fiducia-mercantil-colombia-768x432.webp 768w, https:\/\/canonasociados.com\/en\/wp-content\/uploads\/2026\/10\/parties-to-fiducia-mercantil-colombia-1536x864.webp 1536w, https:\/\/canonasociados.com\/en\/wp-content\/uploads\/2026\/10\/parties-to-fiducia-mercantil-colombia-1568x882.webp 1568w\" sizes=\"auto, (max-width: 1600px) 100vw, 1600px\" \/><figcaption>Parties to a fiducia mercantil agreement in Colombia.<\/figcaption><\/figure>\n<p>Three elements characterize it:<\/p>\n<ul>\n<li><b>The trustee is a supervised entity.<\/b> Only trust companies and certain credit institutions authorized by the <a href=\"https:\/\/www.superfinanciera.gov.co\/\" rel=\"noopener\" target=\"_blank\">Financial Superintendence<\/a> can act as trustees.<\/li>\n<li><b>An independent estate is created.<\/b> The trust assets are kept separate from those of the trustee and of other transactions, and are dedicated to the purpose of the contract (art. 1233 C. Co.).<\/li>\n<li><b>The purpose is defined by the settlor.<\/b> The contract sets out how the assets must be managed, who receives the returns, and what happens at the end.<\/li>\n<\/ul>\n<p>It should not be confused with the <i>encargo fiduciario<\/i> (a fiduciary mandate), in which no ownership is transferred, nor with the civil <i>fideicomiso<\/i> or fiduciary ownership of the <a href=\"http:\/\/www.secretariasenado.gov.co\/senado\/basedoc\/codigo_civil.html\" rel=\"noopener\" target=\"_blank\">Civil Code<\/a> (arts. 793 and following), which is a different figure.<\/p>\n<h2><b>How it is set up<\/b><\/h2>\n<p>A trust between living persons must be recorded in a <b>public deed<\/b>, registered according to the nature of the assets where the law requires it, as with real estate; a trust upon death must be set up by <b><a href=\"https:\/\/canonasociados.com\/en\/colombian-will-types-requirements\/\">will<\/a><\/b> (art. 1228 C. Co.). In practice, administration trusts over movable assets or cash are usually formalized by private document, which should be validated according to the assets involved.<\/p>\n<p>Since Law 1328 of 2009, which repealed the former twenty-year limit, the term of the trust can be agreed freely. Secret trust arrangements, and those in which the benefit is granted to several persons in succession, remain prohibited (art. 1230 C. Co.), a restriction that is especially relevant in <a href=\"https:\/\/canonasociados.com\/en\/succession-planning-colombia-inheritance\/\">succession planning<\/a>.<\/p>\n<h2><b>Uses of the trust in wealth planning<\/b><\/h2>\n<h3><b>Protecting vulnerable beneficiaries<\/b><\/h3>\n<p>A trust can ensure that a minor child, a person with a disability or a dependent relative receives periodic funds managed by a professional, under rules set by the settlor.<\/p>\n<h3><b>Professional administration and continuity<\/b><\/h3>\n<p>Family properties, portfolios or shareholdings can be managed under clear instructions, preventing decisions from resting with a single relative or stalling in the face of disagreements.<\/p>\n<h3><b>Succession planning<\/b><\/h3>\n<p>The trust makes it possible to determine in advance the destination of certain assets, set conditions for their delivery (for example, reaching a certain age or finishing studies), and ease the transition. It can be set up during life or by will.<\/p>\n<p class=\"ca-callout\"><b>Essential limit:<\/b> the trust <b>cannot be used to override forced heirship shares<\/b> (<i>leg\u00edtimas<\/i>). Since Law 1934 of 2018, where there are forced heirs half of the estate is the strict forced share (art. 1242 CC), and transfers that affect it can be challenged by the forced heirs.<\/p>\n<h3><b>Protection against future risks<\/b><\/h3>\n<p>Trust assets cannot be pursued by the settlor&#8217;s creditors, <b>unless their claims predate the setting up<\/b> of the arrangement, and a trust entered into to defraud third parties can be challenged (art. 1238 C. Co.). The beneficiary&#8217;s creditors can only pursue the returns the beneficiary receives. That is why the trust is a legitimate protection tool when it is set up in advance, with assets of clear origin and without harming existing creditors.<\/p>\n<h3><b>Security and investment trusts<\/b><\/h3>\n<p>In business, the trust is also used to secure obligations, develop real estate projects or manage investment funds, which allows it to be built into the family&#8217;s overall structure.<\/p>\n<h2><b>Tax treatment of the fiducia mercantil<\/b><\/h2>\n<p>Article 102 of the <a href=\"http:\/\/www.secretariasenado.gov.co\/senado\/basedoc\/estatuto_tributario.html\" rel=\"noopener\" target=\"_blank\">Colombian Tax Code<\/a> (<i>Estatuto Tributario<\/i>, or ET) sets out the main rules:<\/p>\n<ul>\n<li><b>Tax transparency.<\/b> Beneficiaries include in their income tax return the income, costs and expenses of the independent estate, with the same nature they would have had if they had earned them directly.<\/li>\n<li><b>Tax cost.<\/b> Trust rights keep the tax cost and tax conditions of the assets contributed. The transfer to the independent estate does not, by itself, generate tax for the settlor.<\/li>\n<li><b>Undetermined beneficiaries.<\/b> Where the trust is subject to conditions that make it impossible to identify who the income beneficiaries are, the income is taxed in the hands of the independent estate at the corporate rate.<\/li>\n<li><b>Transfer to third parties.<\/b> When assets or rights are transferred to persons other than the settlor, income or an occasional gain arises; if the transfer is free of charge, the tax arises in the hands of the beneficiary, under the rules for gifts.<\/li>\n<li><b><a href=\"https:\/\/canonasociados.com\/en\/net-wealth-tax-colombia-2026\/\">Net wealth tax<\/a>.<\/b> Trust rights are declared at the value of the underlying assets (art. 271-1 ET) and, for shares in Colombian companies, under the rules of article 295-3 of the ET.<\/li>\n<\/ul>\n<p>For offshore structures, such as <em>trusts<\/em> or private interest foundations, article 295-3 of the ET provides that, for net wealth tax purposes, they are treated as trust rights and that the person who declares is the founder or settlor when the beneficiaries have no control over or power to dispose of the assets. These effects should be reviewed with our <a href=\"https:\/\/canonasociados.com\/en\/tax-planning-and-consulting\/\">tax planning and consulting<\/a> team.<\/p>\n<h2><b>Advantages and limitations<\/b><\/h2>\n<p class=\"ca-callout\"><b>Advantages:<\/b><\/p>\n<ul>\n<li>Professional administration by a supervised entity.<\/li>\n<li>Separation of assets and clear rules on where the assets go.<\/li>\n<li>Flexibility to set conditions, terms and beneficiaries.<\/li>\n<li>Can be combined with companies, wills and family protocols.<\/li>\n<\/ul>\n<p class=\"ca-callout\"><b>Limitations:<\/b><\/p>\n<ul>\n<li>Trustee fees and set-up costs.<\/li>\n<li>It must respect mandatory allocations and cannot be used to defraud creditors.<\/li>\n<li>Prohibition of successive beneficiaries.<\/li>\n<li>It requires a carefully drafted contract: vague instructions create conflicts with the trust company or among beneficiaries.<\/li>\n<\/ul>\n<h2><b>Fiducia mercantil or family holding company: which to choose?<\/b><\/h2>\n<p>Both figures organize wealth, but they answer different needs. The <b><a href=\"https:\/\/canonasociados.com\/en\/family-holding-company-colombia\/\">family holding company<\/a><\/b> is a company governed by the family itself, suited to concentrating ownership of businesses, making decisions at shareholders&#8217; meetings and setting rules for share transfers. The <b>fiducia mercantil<\/b> hands administration to a supervised entity that must follow predefined instructions, which is especially useful when you want independence in administration, protection of vulnerable beneficiaries or precise conditions for delivering assets.<\/p>\n<p>For many families the answer is not one or the other: it is common for the shares of a holding company to be contributed to a trust, or for a trust to be a shareholder of the family companies, combining corporate control with professional administration and continuity.<\/p>\n<h2><b>Recommendations before setting up a trust<\/b><\/h2>\n<ol>\n<li><b>Define the purpose precisely<\/b> and the beneficiaries, as well as the conditions for delivery.<\/li>\n<li><b>Compare the trust with other alternatives<\/b>, such as a family holding company or a will with specific bequests.<\/li>\n<li><b>Review the impact on forced shares<\/b> and on the marital or partnership property regime.<\/li>\n<li><b>Analyze the tax effects<\/b> of setting up, holding and terminating the trust.<\/li>\n<li><b>Provide for governance mechanisms<\/b>, such as trust committees, substitution of instructions and dispute resolution.<\/li>\n<li><b>Select the trust company<\/b> considering its experience in wealth transactions and its fee structure.<\/li>\n<\/ol>\n<h2 class=\"ca-plain\"><b>How Ca\u00f1\u00f3n Asociados can help<\/b><\/h2>\n<p class=\"ca-box\">In our <a href=\"https:\/\/canonasociados.com\/en\/family-wealth-management\/\">family wealth management<\/a> practice we structure fiducias mercantiles as part of comprehensive wealth and succession plans: we define their purpose, draft or review the contract, analyze their tax treatment and coordinate them with the family&#8217;s other tools. Through <a href=\"https:\/\/canonasociados.com\/en\/integra-family-office\/\">Integra Family Office<\/a> we also support the monitoring and compliance of the structures implemented. Our managing partner, Carlos Andr\u00e9s Ca\u00f1\u00f3n, is recognized by Chambers High Net Worth in Private Wealth Law \u2013 Colombia, and our wealth management practice is ranked by Leaders League.<\/p>\n\n<div class=\"ca-rel\"><p class=\"ca-rel-t\">Keep reading<\/p><div class=\"ca-rel-g\"><a class=\"ca-rel-c\" href=\"https:\/\/canonasociados.com\/en\/succession-planning-colombia-inheritance\/\"><img decoding=\"async\" alt=\"Succession planning in Colombia: inheritance, forced heirship and estate taxes guide\" height=\"918\" loading=\"lazy\" src=\"https:\/\/canonasociados.com\/en\/wp-content\/uploads\/2026\/10\/succession-planning-colombia-inheritance.webp\" width=\"1600\"\/><span><small>Family wealth management<\/small>Succession in Colombia: plan without conflict<\/span><\/a><a class=\"ca-rel-c\" href=\"https:\/\/canonasociados.com\/en\/family-holding-company-colombia\/\"><img decoding=\"async\" alt=\"Family holding company in Colombia: structure, benefits and asset protection\" height=\"918\" loading=\"lazy\" src=\"https:\/\/canonasociados.com\/en\/wp-content\/uploads\/2026\/10\/family-holding-company-colombia-benefits.webp\" width=\"1600\"\/><span><small>Family wealth management<\/small>Family holding company: advantages and protection in Colombia<\/span><\/a><a class=\"ca-rel-c\" href=\"https:\/\/canonasociados.com\/en\/net-wealth-tax-colombia-2026\/\"><img decoding=\"async\" alt=\"Colombia net wealth tax 2026 guide: who pays and how much, by Ca\u00f1\u00f3n Asociados tax lawyers\" height=\"918\" loading=\"lazy\" src=\"https:\/\/canonasociados.com\/en\/wp-content\/uploads\/2026\/10\/colombia-net-wealth-tax-2026-who-pays.webp\" width=\"1600\"\/><span><small>Tax planning<\/small>Colombia net wealth tax 2026: who pays and how much<\/span><\/a><\/div><\/div>\n\n<h2 class=\"ca-plain\"><b>Frequently asked questions<\/b><\/h2><div class=\"ca-faqs\"><details class=\"ca-faq\" open=\"\"><summary>Who can be a trustee in Colombia?<\/summary><div class=\"ca-faq-a\"><p>Only trust companies and credit institutions authorized by the Colombian Financial Superintendence. An individual cannot act as trustee in a fiducia mercantil.<\/p><\/div><\/details><details class=\"ca-faq\"><summary>Does a fiducia mercantil protect my assets from creditors?<\/summary><div class=\"ca-faq-a\"><p>It protects against creditors whose claims arose after it was set up. Earlier creditors can pursue the assets, and a trust entered into to defraud third parties can be challenged (art. 1238 C. Co.).<\/p><\/div><\/details><details class=\"ca-faq\"><summary>Can a trust be used to leave assets to heirs?<\/summary><div class=\"ca-faq-a\"><p>Yes, during life or by will, but it must respect forced heirship shares. In addition, the law prohibits granting the benefit to several persons in succession.<\/p><\/div><\/details><details class=\"ca-faq\"><summary>How long can a fiducia mercantil last?<\/summary><div class=\"ca-faq-a\"><p>Law 1328 of 2009 repealed the twenty-year limit, so the term can be agreed freely according to the purpose of the arrangement.<\/p><\/div><\/details><details class=\"ca-faq\"><summary>How is a fiducia mercantil taxed?<\/summary><div class=\"ca-faq-a\"><p>As a general rule, under the transparency principle: beneficiaries declare the independent estate&#8217;s income as if they had earned it directly (art. 102 ET). Transfers to third parties can generate income or an occasional gain.<\/p><\/div><\/details><\/div>\n\n\n\n\n\n\n\n\n\n<\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6d73c8e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6d73c8e\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1725263\" data-id=\"1725263\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4e8adb2 elementor-widget elementor-widget-html\" 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a{color:#fff}.ca-ct-firm a[href^=mailto]{color:#FCBA0F}.ca-ct-firm .ca-ct-av{background:#FCBA0F;color:#1C2327}\n@media(max-width:767px){.ca-ct{padding:16px}.ca-ct-g{grid-template-columns:1fr}}\n.ca-ct-g{grid-template-columns:1fr 1fr}\n.ca-ct-firm{grid-column:1\/-1;display:grid;grid-template-columns:auto 1fr auto;column-gap:16px;align-items:center}\n.ca-ct-firm .ca-ct-av{grid-row:1\/3}\n.ca-ct-firm b{margin-top:0}.ca-ct-firm small{margin:0}\n.ca-ct-firm .ca-ct-ph{grid-column:3;grid-row:1\/3;text-align:right;line-height:1.7}\n.ca-ct-firm .ca-ct-ph a{display:block}\n.ca-ct-c a[href^=mailto]{font-size:12.5px;word-break:normal;overflow-wrap:anywhere}\n@media(max-width:767px){.ca-ct-g{grid-template-columns:1fr}.ca-ct-firm{display:block}.ca-ct-firm b{margin-top:10px}.ca-ct-firm small{margin-bottom:8px}.ca-ct-firm .ca-ct-ph{text-align:left}}\n.ca-ct-firm small a[href^=mailto]{display:inline;margin:0}\n@media(max-width:767px){.ca-ct-firm small a[href^=mailto]{display:block;margin-top:4px}}\n@media(max-width:767px){.ca-ct{padding:14px 12px}.ca-ct-c{padding:14px 12px}.ca-ct-c a[href^=mailto]{font-size:12px;letter-spacing:-.1px}}\n\n.ca-art .ca-by{display:flex;align-items:center;gap:12px;margin:0 0 22px;padding:0 0 18px;border-bottom:1px solid var(--ca-line)}\n.ca-art .ca-by img{width:48px;height:48px;border-radius:50%;object-fit:cover;border:2px solid var(--ca-gold);flex:0 0 48px;margin:0}\n.ca-art .ca-by span{display:block;line-height:1.35}\n.ca-art .ca-by-n{font-size:14.5px;font-weight:600;color:var(--ca-dark)}\n.ca-art .ca-by-n a{color:var(--ca-dark);text-decoration:none;font-weight:700}\n.ca-art .ca-by-d{font-size:13px;color:var(--ca-muted);margin-top:2px}\n@media(max-width:767px){.ca-art .ca-by-n{font-size:13.5px}}\n\nimg.ca-ct-av{object-fit:cover;border:2px solid #FCBA0F;padding:0;margin:0}\n.ca-ct-firm .ca-ct-av.ca-ct-iso{background:rgba(252,186,15,.1);border:1px solid rgba(252,186,15,.4)}\n.ca-ct-iso img{width:26px;height:26px;object-fit:contain;margin:0;display:block}\n.ca-cta img.ca-ct-av{border-radius:50%!important;width:44px!important;height:44px!important;object-fit:cover}\n<\/style><div class=\"ca-cta\"><div class=\"ca-cta-in\"><span class=\"ca-cta-k\">Let's talk about your case<\/span><h2 class=\"ca-cta-t\">Is a fiducia mercantil the right tool for your family?<\/h2><p class=\"ca-cta-p\">We help you assess whether it makes sense, how to structure it and how to integrate it with your wealth and succession planning.<\/p><div class=\"ca-cta-a\"><a class=\"ca-btn canon-open-lead\" href=\"https:\/\/canonasociados.com\/en\/contact-us\/#hablemos\" data-clb-open>Request more information <svg viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\"><path d=\"M5 12h14M13 5l7 7-7 7\"\/><\/svg><\/a><a class=\"ca-sec\" href=\"https:\/\/canonasociados.com\/en\/contact-us\/\">View contact details<\/a><\/div><ul class=\"ca-trust\"><li>Chambers High Net Worth<\/li><li>Legal 500 \u00b7 ITR World Tax<\/li><li>Leaders League \u00b7 Best Lawyers<\/li><\/ul><\/div><div class=\"ca-ct\"><p class=\"ca-ct-t\">Contact our team directly<\/p><div class=\"ca-ct-g\">\n<div class=\"ca-ct-c\"><img loading=\"lazy\" decoding=\"async\" class=\"ca-ct-av\" src=\"https:\/\/canonasociados.com\/en\/wp-content\/uploads\/2026\/10\/carlos-andres-canon-managing-partner-tax-lawyer-bogota.webp\" alt=\"Carlos Andr\u00e9s Ca\u00f1\u00f3n, managing partner and tax lawyer at Ca\u00f1\u00f3n Asociados, Bogot\u00e1\" width=\"40\" height=\"40\"\/><b>Carlos Andr\u00e9s Ca\u00f1\u00f3n<\/b><small>Managing Partner<\/small><a href=\"mailto:carlos.canon@canonasociados.com\">carlos.canon@canonasociados.com<\/a><\/div>\n<div class=\"ca-ct-c\"><img loading=\"lazy\" decoding=\"async\" class=\"ca-ct-av\" src=\"https:\/\/canonasociados.com\/en\/wp-content\/uploads\/2026\/10\/carolina-acosta-partner-legal-department-canon-asociados-bogota.webp\" alt=\"Carolina Acosta, partner in the Legal Department at Ca\u00f1\u00f3n Asociados, Bogot\u00e1\" width=\"40\" height=\"40\"\/><b>Carolina Acosta<\/b><small>Partner, Legal Department<\/small><a href=\"mailto:carolina.acosta@canonasociados.com\">carolina.acosta@canonasociados.com<\/a><\/div>\n<div class=\"ca-ct-c ca-ct-firm\"><span class=\"ca-ct-av ca-ct-iso\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/canonasociados.com\/en\/wp-content\/uploads\/2026\/10\/isologo-canon-asociados-law-firm-bogota.webp\" alt=\"Ca\u00f1\u00f3n Asociados law firm isologo \u2013 tax and legal services in Bogot\u00e1, Colombia\" width=\"26\" height=\"26\"\/><\/span><b>Ca\u00f1\u00f3n Asociados<\/b><small>Calle 99 # 7A-77, Bogot\u00e1 \u00b7 <a href=\"mailto:contacto@canonasociados.com\">contacto@canonasociados.com<\/a><\/small><span class=\"ca-ct-ph\"><a href=\"tel:+576018804462\">601 880 4462<\/a><a href=\"tel:+576016918313\">601 691 8313<\/a><a href=\"tel:+573108013324\">310 801 3324<\/a><\/span><\/div>\n<\/div><\/div><\/div><script type=\"application\/ld+json\">{\"@context\": \"https:\/\/schema.org\", \"@type\": \"FAQPage\", \"mainEntity\": [{\"@type\": \"Question\", \"name\": \"Who can be a trustee in Colombia?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"Only trust companies and credit institutions authorized by the Colombian Financial Superintendence. 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